ISLAMIC: Islamic Clothing - Uphold the Spiritual Tradition ...

ISLAMIC: Islamic Clothing - Uphold the Spiritual Tradition ...: Islamic tradition calls for clothes that retain the modesty of the woman. Thus, clothes that cover a woman's body from head to toe are pr...

Islamic Clothing - Uphold the Spiritual Tradition of Islam

Islamic tradition calls for clothes that retain the modesty of the woman. Thus, clothes that cover a woman's body from head to toe are preferred by Muslim women. Traditionally, Muslim women have worn plain and dark colored, long, loose garments accompanied by a head scarf so that only their face, or in some cases only the eyes, are visible. However, over the years, the urge to become fashionable without compromising on their modesty has made Muslim women demand stylish clothing. Fashion Designers from across the world have responded and designed Islamic clothes that are stylish, have a western look and yet conform to the Islamic tradition and customs.

Trends in Islamic Clothing
The urge to become fashionable without compromising with their religious values has made Muslim women look out for clothes that look elegant, and are beautifully designed and attractive at the same time. The traditional plain colored Islamic clothes have given way to colored Jilbabs and their matching hijabs. Not only this, the designers have started using embroidery, motifs, beads and other material to decorate such clothes, including Jilbabs and Abayas. The attractively designed Islamic clothing has caught the attention of non Muslim women too. International sports goods company, Nike, has introduced an athletic jilbab to be worn by women while playing volleyball.

Islamic Clothing: Types
Muslim men and women wear clothes that cover their body and are modest. Some of the major types of Islamic clothing are:

1.The Abaya is a loose black robe worn along with a niqab or a face veil, covering the lower part of the face (up to the eyes). Long black gloves are usually worn to cover the hands under the Abaya.
2.The Boshiya is an Islamic full black veil, which is meant to cover the face completely including the eyes.
3.The Burqua is a loose outer garment, usually accompanied by a veil that has holes for the eyes. It is worn over one's normal clothing, such as a salwar kameez.
4.The Chador is a head covering used by Muslim women.
5.The Hijab is a headscarf that conceals the hair and neck, and usually has a veil that covers the face.
6.The Jilbab essentially covers the entire body except for the face, hand, feet and head. However, it is teamed up with a scarf to cover the head.
7.The Niqab covers the lower part of a person's face.
8.The Bisht and Kaftan are cloaks for Muslim men.
9.The Keffiyeh or Ghutra is a traditional headdress worn by Muslim men.

A wide range of Islamic clothing, including Hijabs and Jijlabs, is offered by EastEssence, a leading seller of men's and women's clothing. The company is known for its modern yet modest styles and affordable prices.

Hope this article is informative. If you want to know more information on islamic clothing store, please visit http://www.Eastessence.com

Article Source: http://EzineArticles.com/?expert=Gary_Ackerman

Modest Yet Stylish Islamic Sportswears

There are varieties of Islamic sportswears that you can choose from to suit any sports activities that you are in. Though the choices are quite limited at the moment, but they are of very good quality and perfect for the occasions.

Opting to dress modestly following Islamic way does not mean that you are restricted to join any physical activities indoor or outdoor. I am sure a lot of you would like to do aerobics, swimming, tennis or just leisure running or walking around the neighborhood. Nowadays, there are wide ranges of modest sportswears in the market which are great for both indoor and outdoor activities. They usually come in 3-4 pieces suit including matching hijab, how bad can they be!

The materials are of breathability product, suitable for even intense activities to give the level of comfort needed, but always remain modest as they are designed loose fitting.

Muslim Sportswears

Although most major sportswear manufacturers have no lines specifically targeting Muslim women, today there is a scattering of small companies that provide the commercial source of sportswear for the modest-minded.

There are varieties of style that you could choose to enable you to carry out any kinds of exercise without compromising your Islamic clothing fashion.

From teenagers right across matured muslimah, the choices are everywhere.

Best Fashion Advice for Islamic sportswears

• Find a pair of comfortable loose fitting pant, meaning the width of the pants is right that doesn't hug the contour of your legs. I recommend yoga pants, straight leg with stretchy elastic waistband. They look sleek and flawless.


• It is an advantage to have full front zipper sportswear top or jacket that opens from the bottom to the top for easy access and extra room for leg movement.


• Find specific Islamic sportswear suit. The advantage of the suit is that it merges modesty with performance, that is great for outdoor and indoor sports activities. The suit includes pants, jacket and hijab.


• It is important to find the fabric that offers the breath-ability needed for intense activity and at the same time always remains loose for complete modesty.


• Wear comfortable Amira type hijab with material that breathes well and yet is heavy enough to stay firmly in place, with no pins and lose material flying in the wind - it will be perfect in all sports activities all year round.


• Find suitable hijab for specific sport activities to ensure nothing fell on the face when you do activities such as a head stand, a shoulder stand or other intense upper body movement like aerobic, basketball or tennis etc.


• Choose 100% biodegradable, high absorbent material as this fabric keeps you drier, cooler and more comfortable.

Muslim Sportswear Feature - Capsters

Created by young Dutch designer Cindy van den Bremen, Capsters are sleek head coverings made from comfortable, stretchy fabrics, and come in a variety of styles to match different activities and sports looks: aerobic, outdoor, skate and tennis.

Capsters are sleek head coverings made from comfortable, stretchy fabrics which come in a variety of styles to match different sports activities such as aerobic, outdoor, skate and tennis. The history of Capsters started as a graduation project for designer Cindy van den Bremen at the Design Academy Eindhoven back in 1999.

The concept is based on the idea to provide Muslim girls and their gym teachers in the Netherlands an alternative to the traditional hijabs when taking part in physical activities.

Covering a woman's head and neck as required for Muslim women, make it possible for Muslim women to participate in sports and physical activities without having to worry about their hijabs shifting.

The designs were accomplished in close co-operation with Muslim girls and an Imam. In 2001 the first sports range was launched and has been sold worldwide ever since.

Activewear designed for Islamic belief inclusion

Bahrain's Olympic sprinter Rogaya Al Ghasara became the first athlete to compete in the "hijood," a combination of the words "hijab" or veil and "hood" in Beijing 2008 Olympic. The hijood is designed by Aheda Zanetti from Ahiida, notable producer of Islamic swimwear and sportswear. The hijood is breathable, fits comfortably like a hood and covers the hair and neck in accordance with Islamic custom. The sportswear looks like a diving suit, complete with long sleeves and leggings but the great thing about hijood is that it is loose fitting and comes with a head-covering.

Chic Islamic sportswear for any of your favorite sports activities has never been so easy... Find great selections of Islamic sportswear here at The Best Islamic Clothing

Rosmawati Norman from The Best Islamic Clothing, passionate about Islamic Clothing, a Muslimah & hijabi, mother of four children resides in Ireland and a cost manager by profession.

Article Source: http://EzineArticles.com/?expert=Rosmawati_Norman

The Ban on Islamic Clothes in the Western World

More and more countries are expressing strong point of views against wearing Islamic clothes in the Western world. Certain countries have even gone to the extent of banning them completely from the country. According to their views, Islamic clothes are a symbol of terrorism and extremism and they are not willing to promote either of these by allowing people to wear Islamic clothes according to their free will. Initially it was France and then others followed suit with the latest turmoil in Belgium going on about this issue.

Although every person and nation has a right to their views, but personally I feel that labeling a certain way of dressing as being linked to fundamentalism and extremism in Islam based on a few independent instances is not completely fair to the Muslim world. Wearing Islamic clothes does not automatically turn you into an individual who is linked to the acts of extremism being executed. In fact these people are not even following the true path of Islam which preaches love and peace.

Islamic clothes are only a symbol of modesty and decency. Just as certain people choose to wear long skirts and pants and not reveal their skin in miniskirts and Capri pants, similarly, Muslim women choose to wear loose fitting and flowing abayas and jilbabs. They cover their heads with hijabs similar to Western women who wear hats and scarves.

There is nothing about wearing Islamic clothes that can be tied to extremism. Women and men who opt to wear abayas, jilbabs, hijabs and jubbas in their lives are doing so to protect their honour and please their Allah. They are following the Sunnah of their beloved Prophet Muhammad (SAW), who was the ambassador or peace and forgiveness. He was a gentle being who spread the religion Islam not by mite but by his own great deeds and actions. His teachings were of compassion and kindness and not of violence and cruelty. Therefore, the religion Islam and its way of life in no way preach this type of radicalism that is being associated with Islamic clothing articles today.

The ban should not be allowed as today the world is full of free will beings, and just as other religions and sects are allowed to wear clothes according to their own wishes, Muslims should have the choice of choosing to wear Islamic clothes openly and freely without the fear of being discriminated against by others. Clothing articles can in no way turn a persons personality into either liberal or fundamental.

Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stocks a wide range of baby Islamic clothes, including jilbabs and jubbas to buy online or in our stores in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

How Islamic Books Are Being Read Online

Online Islamic books also commonly referred to eBooks are gaining popularity over the regular printed versions due to ever new technologies offering advanced tools for reading and browsing online. Technical gadgets like the iPad and Kindle as well as handheld tablets and laptops allow technically savvy users to easily read their most favourite books online or from their own systems, where they have previously downloaded them.

Due to this very reason, most Islamic books publishers have also started release an online version of their books to reach the millions of users only reading eBooks today. Usually available at reasonable prices, these online Islamic books can be downloaded in a matter of just a few minutes using a high speed internet connection to be later read and enjoyed at your own pace and time.

There are many online Islamic books libraries offering millions of eBooks on various Islamic topics including the day to day practices of Islam, how Islam impacts present day, politics, social environments, cultures, economic conditions and people in general. In addition, previously printed Islamic books on the basic doctrines and pillars of Islam, Life of the Holy Prophet (P.B.U.H), Spread of Islam and religious matters effecting marriage and divorce, heritage and wills, assets and property, and many other aspects of life are also being made available in the form of eBooks.

The popularity of these online Islamic books is particularly evident amongst the Muslims living in the Western world in non native countries, as the printed versions of many books are not easily available in these countries. The American and European Muslims specifically, living in non Muslim majority areas, are really benefiting from Islamic eBooks, as the limited Muslim bookstores cannot carry too many titles for their patrons. Although certain bookstores offer to order special requests for their regular customers, the easily available eBooks make the task of ordering and waiting cumbersome and useless.

With just a click of a button, the reader can access thousands of titles and search for their favourite authors and subjects. Major online bookstores carry numerous digital books about Islam in addition to the specific bookstores specializing only in Islamic and religiously related reading materials. These eBooks can be carried everywhere with you and is especially easy for working men and women to read while commuting to and from work or during the long waiting times that they face in between meetings and other business activities.

Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stocks a wide range of Islamic books on all subjects to buy online or in our stores in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

Don't Be Sad - Islamic Tips and Advice to Prevent Sadness and Boredom

Don't Be Sad - An excellent book to read and benefit from. Don't be sad is an excellent book by Aaidh ibn Abdullah al-Qarni.

This book is based on Islamic principles and gives excellent advice on variety of matters like handling past, dealing with criticism, handling boredom, being content and patient, how to handle the wrong done by others. People are many times affected by what others say about them. If they let others affect them too much, then they are actually giving a lot of power to others. We should not let this happen. We should try and not be overcome with grief when someone says something bad about us. People will always find fault with others, throw tantrums at them and be jealous of the successful ones.

If someone is jealous of you and constantly throws tantrums at you, then it is infact a thing to feel happy about. It is because the author says that people will not kick a dead dog. There must be something in you that makes others jealous of you.

There must be some quality, some skill in you that is making others feel inferior or insecure. So they resort to such behavior with you. You can let them feel more rage by forgiving them for their behavior, ignoring their negative comments and constantly trying to further improve your skills and strengths.

The book talks from an Islamic perspective on improving yourself, your life and dealing with sadness. If you want to know how to overcome grief and not fall prey to depression and sadness then this book might be a must read for you.

There are many reasons for depression. Among them are stress, boredom, loneliness, not being treated properly with others, criticism, past memories etc. If we can learn how to effectively deal with these things so that they no longer affect us, then it can be a big bounty for us.

This book comes out with sound advice for dealing with all the above mentioned problems. So its an essential read for almost all people of all walks of life. It can help us get better at handling our negative emotions so that we do not get easily affected by problems and negatives happening in our lives.

Purchasing the Book

You can buy this book at many popular stores, If you are unable to find it at your local bookstore, you can purchase it online. It is available at Amazon.com and other such sites.

You can read many free excerpts of this book here - Don't Be Sad Excerpts

Find out if you are suffering from low self esteem. 70+ Traits of low esteem [http://skills-management.info/confidence/lowesteemtraits.html]

Article Source: http://EzineArticles.com/?expert=Syd_Hs

Islamic Gifts For Graduation

The end of the month of May marks the beginning of a new era of their lives for thousands of students graduating from schools and universities. Graduates of high schools further pursue their dream educations at the universities, whereas the college graduates step out in the real world and follow their careers of choice. Students feel high levels of excitement, achievement as well as apprehensions about the phase of life they are about to embark on, but at the same time, they want to celebrate this momentous occasion of their lives with their families and friends.

Proud parents throw grand graduation parties for their children which allow all their friends and relatives to give nice and useful Islamic gifts to the new graduates. These Islamic gifts are not only thoughtful gestures from the giver, but also hold a special place in the receiver's heart as they mark the start of a new phase of their life.

It is vital on the gift givers part to select Islamic gifts for the new graduate which are not only caring but can also be a significant part of their upcoming life. Certain Islamic gifts which make great graduation presents include Islamic books and CD's, which teach the youngsters free from the heavy school work loads about the fundamental principles of Islam, or give them in depth knowledge about certain Islamic subject matters.

A nicely bound Quran or their digital counterparts can also make suitable Islamic gifts for graduations, as they are considered to bring blessing to the receiver in addition to providing them their own personal copy of the Holy book. With technology advancements, most people opt to go for a digital version of the Quran, which are available in a variety of price ranges, as they can be conveniently recited at any time.

Graduation Islamic gifts can also comprise of personalized plaques and plates with Quranic verses inscribed on them, Islamic jewelery articles, blankets and throws for the graduates with a Holy emblem or names embroidered on them, leather portfolios and daily planners to assist in their upcoming careers, particularly for those graduates moving on to the professional phase of their lives.

So it is important to take time out to buy something which is considerate and useful for the new graduate before heading out to the next graduation party. These Islamic gifts will not only be special to them, but the effort you put into buying something will be highly appreciated by the receiver!

Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stocks a wide range of ideal Islamic gifts to buy online or in our stores in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

Islamic Gifts For Children's Birthdays

Being a child means little things can please you and you can find happiness in the smallest parts of life. For children, celebrating their birthdays is equivalent to getting presents from their friends and family and enjoying playing with them. For a Muslim child's birthday, the best presents which anyone can give them are Islamic gifts, which are related to their religion in one way or another.

There are a number of Islamic gifts that are available and can be given to children for their birthdays. One of the best Islamic gifts for children consists of good illustrated Islamic books. Based on the child's age, there are numerous topics which are of interest for them. The basic books about topics like Salat, Fasting, Hajj, Zakat, Lives of different prophets, Prophet Muhammad (p.b.u.h) and Basics of Islam can be given to children of any ages between 5-12 years. There are different difficulty levels available about these areas, so you can select the ones which will be the most suitable for the child you are buying it for.

Islamic animated movies created by different Islamic media organizations are also great Islamic gifts for children. These movies feature animated characters who live life according to the principles of Islam and focus on teaching their viewers the day to day impact f Islam on the lives of its followers. There are different DVD's teaching children different matters such as telling the truth, helping others, respecting parents and elders, cleanliness, working hard and being humble which can help them in their lives on a daily basis. Due to this reason, these video gifts are well appreciated not only by children, but also by their parents.

There are also a number of educational and entertainment toys which also make great Islamic gifts, as they focus of implementing Islam into their teachings in one way or another. Educational toys such as Toy laptops, digital Quran iPod's and Arabic learning characters are a huge hit with children of almost all ages. In addition, Islamic action figures and dolls are great entertainment toys for children while being modest as well. Other toys which make good Islamic gifts for children include hand puppets, Arabic and Islamic puzzles, Islamic trivia games and Islamic art and calligraphy kits.

So the next time you are invited to a child's birthday party, or are looking for a present for your own child, be sure to check out the numerous Islamic gifts available for children at your local stores and choose with care and love the gifts which will help them become better Muslims.

Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stocks a wide range of ideal Islamic gifts to buy online or in our stores in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

Islamic Shops - How They Help Others Learn About Islam

Religion is a topic of discussion that can be very controversial at times, as many people have different perceptions of the same doctrines. It is particularly hard for people belonging to different religions to understand and comprehend the various things that any particular religion teaches. For each person their faith and beliefs are the only way of life and it is not easy for them to show acceptance about other religions. An Islamic shop is a useful tool that can be very useful for non Muslims to learn about many things about Islam.

A normal Islamic shop carries numerous items that are significant for Muslims including Islamic clothing items, Praying equipment and Islamic books and CD's that contain oceans of information about Islam for Muslims as well as Non Muslims. There are books about the life of Prophet Muhammad, how to lead a good Muslim life, role of a person in a society, humanitarian and societal issues. Someone keen about learning more about Islam can easily do so from these books. Typically an Islamic shop which is located in an area where the majority is non Muslim can prove to be very advantageous in promoting the religion and gaining acceptance and tolerance from people of other faiths.

As Islam promotes ethical values like fair trade and good customer service by being polite and friendly towards the entire mankind, these features when exhibited in an Islamic shop can be very beneficial for the entire Muslim community living in a non Muslim area. People learn to trust and appreciate the good values that are a key part of Islam thus realizing that the followers of the Messenger of Allah are good, kind and humble people.

The negative media exposure due to terrorism globally has destroyed the peaceful image of Islam. An Islamic shop situated in an ethnic area where it can get traffic from different religions of the world can go a long way in restoring the positive impression that people had previously. In addition, the customers walking into an Islamic shop can view the different items that are trademarked with Muslims and understand their significance in a Muslim's day to day life. Prime examples are the Islamic clothing items like abayas, hijabs and jubbas. These garments are worn by Muslims as they follow the dress codes laid out in the Quran.

These loose fitting and modest clothing items are worn in order to preserve the honour and respect of the Muslims and have been worn by Muslims from the time of the Prophet Muhammad. Today the perception that only terrorists wear such clothes can be disregarded once people learn the religious importance of these items. In fact, today an Islamic shop can act as a binding force for expat Muslims as well as a sea of information about Islam for the non Muslims. These shops make the lives of people around them much easier and convenient.

Sohail Khan works for Islamic Impressions, which started as a traditional Islamic shop specialising in retail and wholesale products for the Islamic market, now with branches in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

How Islamic Books Can Help You Lead a Happy Married Life in Accordance to Islam

Marriage is a sacred part of a Muslim's life, and great emphasis has been placed about the importance of marriage in Islam. Leading a happy married life in accordance to Islam's teachings can be made even easier with the help of numerous Islamic books available on the numerous topics of marriage and marital issues. These Islamic books are helpful for both men and women getting married in order to lead a happy and blissful life with your partner.

The most common Islamic books about marriage issues for the Muslims include:

The Muslim marriage Guide: This book acts like a complete A-Z guide for all marriage related issues for Muslims. The author Ruqaiyyah Waris Maqsood takes into account the social, emotional and personal factors that affect a couple in a married relationship along with a section about the Prophet's (P.B.U.H) marriages and wives. It clearly presents these topics in light of Quran and Hadith and is one of the most comprehensive Islamic books about marriage.

The Rights of Boys and Girls in Marriage: The well known author Maulana Mujahidul Islam Qasmi wrote this book to discuss the issues related to young Muslim girls and boys of marriageable age. This includes topics like a girl and boy's decision to choose a spouse independent of their parents consent and issues regarding child marriages and the child's rights once reaching adulthood. This is one of the more popular Islamic books about marriage topics for the younger generation.

The Essentials of Islamic marriage: Written by Muhammad Rifat Uthman, who is a famous author of many dependable Islamic books and specializes in Sharia law. This book describes the key ingredients of leading a happy married life beginning from proposing to the choice of a perfect Muslim partner. In addition it details the rights of both the husband and wife in a marriage.

The Islamic Marriage: Written by Maulana Ashraf Ali Thanawi, it discusses all aspects of a family life from puberty to child rearing in addition to leading a healthy matrimonial.

Another series of Islamic books which are very beneficial and helpful for a Muslim couple include "Winning the Heart of your Husband" and "Winning the Heart of your wife" written by Ibraahim ibn Saaleh al-Mahmud. These books are very interesting to read and give references to the Quran in order to lead a happy married life. Therefore, it is important to read about these topics in order to have a successful and content life with your partner.

Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stocks a wide range of Islamic books on all subjects to buy online or in our stores in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

Why Islamic Books Can Take Up an Entire Library!

Reading books is not just a hobby but a passion for many people and due to this love for books; the millions of libraries around the world are frequented by people looking to lose themselves in the timeless intrigue of books. The type of books one reads depends on a number of factors such as the mood, environment and interests. Some people tend to read more fictitious stories, whereas others opt for real life based story books. Yet others read subject matters of interest whether philosophy, history, science or politics. Another major chunk of people like to read religious books such as books on Christianity, Judaism or Islamic books.

Availability of books is a very important factor in the selection of reading choices. Many smaller countries do not have conveniently located libraries which offer their patrons thousands and thousands of books to choose from. As the Muslim population is increasing all over the World, with Islam being the major religion in numerous countries, the need for Islamic books libraries is also increasing. In smaller Muslim countries there are very limited amounts of libraries carrying Islamic books for the readers. This hinders the development and growth of real and authentic knowledge about the religion Islam.

Certain regular libraries in Muslim countries carry a few Islamic books, but those are not enough to cater to the entire Muslim community seeking to learn more about the history, advent and spread of Islam. As there is a shortage of libraries in general, people do not try to focus on a specific religious library, instead they just have a small section in the general library for Islamic books.

The idea of Islamic libraries is important in order to encourage Muslim as well as non Muslim readers to learn more about the religion and its basic principles and fundamentals. Every Islamic library should have sections about the pre-Islamic era, the advent and spread during the Prophet Muhammad's life, Time periods after his death including the spread of Islam in the Eastern Asian countries. In addition each library should carry Islamic books about the pillars, teachings and doctrines of Islam.

There are numerous Islamic books being published annually by scholars and researchers about the different aspects of the religion. Also books have been written about Islam and its effects on the day to day activities of life including politics, economics, science and social settings. These books should also be made available at these libraries. These libraries will have a very positive and constructive impact on the generations to come, as they will have access to multitudes of books in the sanctuary of a library.

Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stocks a wide range of Islamic books on all subjects to buy online or in our stores in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

What Is Islamic Takaful?

The sense of security of one's life and property is natural to human beings. This sense of security gave rise the idea of insurance. Initially, insurance was a way to protect mutual losses to life, property and trade. It was not itself a business-like activity as it is now. We find the idea of insurance in the Muslim history. When Arabs expanded their trade in Asia they made an agreement with the members of the business expedition to contribute to a mutual fund which was supposed to be used to compensate any possible losses to life or property of the participants. Islamic term used for this kind of concept is Aquila. The traces of insurance can be found in the concept of Aquila. If someone might kill someone, and matter was settled with the payment of ransom money, the whole tribe of the murderer paid the ransom.

There is a Hadith of the Holy prophet, which goes:

Narrated Abu Huraira:

The Prophet said, "If somebody dies (among the Muslims) leaving some property, the property will go to his heirs; and if he leaves a debt or dependents, we will take care of them."(Volume 8, Book 80, Number 755)

The modern term used for Islamic insurance is Takaful, which means to compensate each other. This Hadith of the prophet clarifies another aspect of Islamic concept of insurance. So the basic concept of Islamic insurance is in fact in complete compliance with Islamic Shariah.

Since the international monetary system is designed by the leadership and management of the western powers, when they held away the world in 18th and 19th centuries and Islamic leadership development was at halt, the Islamic economic laws could not be in consideration while chalking out world economic system. Same goes for insurance. It was designed on interest. So the Muslim, their majority refrained from contributing to insurance companies thus they were bereft of the benefits which were offered by insurance.

Now in the present scenario, with growing insecurity to life and property, due to terrorist activities and due to the world powers showing up their muscles to each other, the demand for security has increased immensely. Since the Muslim countries are the most who are receiving the effects of terrorism and the insecurity as its aftermaths, the Islamic insurance must come forward to not only cater the mounting demand of security to life and property through providing insurance services based on Islamic economic principles of Shariah, but also they have great potential market to enhance their business to new heights.

Thanks to the leadership and management of Islamic finance managers, the Islamic insurance is now not an alien concept and practice in many Muslim countries. In Middle East, Malaysia, Indonesia, Pakistan, and India, to name a few, the Islamic insurance companies are doing very well with positively growing business.

Mostly the Islamic insurance or Takaful is designed on two models in compliance with principles of Islamic economics of Shariah, i.e.

1. Mudarabah

2. Waqalah

Mudarabah: Mudarabah means profit sharing and loss bearing. This is the form of business well known and acknowledged by Islamic scholars. This concept has been introduced in Islamic insurance or Takaful in which the contributor provides the capital and the other party or entrepreneur acts like a working partner and the profit is divided between the both according to agreed upon share of profit. In case of loss, the both will bear it. Moreover, a portion of capital and profit is transferred to the mutual fund or pool which is used to fulfill the claims by the contributors.

Waqalah:In this model the company or entrepreneur acts as agent for the capital provider and make investment on his or her behalf in the business in compliance with Shariah. For its services the company charges its fee and the profit is transferred to the capital provider, except for a portion which is transferred to the mutual fund or pool to meet the claims of the contributors.

There is still a long way to go. The job to be done is to initiate more leadership development programs in Islamic finance. Also, it is the need of the hour to make the Muslim more aware of the Islamic insurance or Takaful and persuade them to make investment in the insurance companies to make possible losses against their life and property in order to make them less damaging, but turn them into benefit.

The Madinah Institute for Leadership and Entrepreneurship (MILE) brings senior executives and high potential leaders from all over the world for executive education to discover new dimensions in Leadership Development, Good Governance, Telecom Training, HR Performance and various other Leadership and Management practices to help them grow in their business careers.

Article Source: http://EzineArticles.com/?expert=Syed_Ali_Jafri

Islamic Financial Planning - Navigate Your Way Around Interest While Planning For a Massive Future

slamic Financial planning is essential, as in every journey you need to have a road map to be sure that you get to your destination, with your financial well-being you need to have a map to make sure that you get where you want to go, which is becoming a wealthy Muslim inheriting Jannah. This will be your GPS on your way to great wealth and Jannah inshaAllah. For each of the stages of your life design a map based on the needs of that stage. By imparting this knowledge to your children you will ensure they are on the right road to financial success and wealth mastery.

'A Muslim should prepare himself for the next world as if he is going to die tomorrow, but at the same time work hard to improve all his worldly comforts as if he is going to live forever.' (Narrated by Al-Dailami)

Islam is a comprehensive, integrative and holistic religion that governs all aspects of life, major and minor, personal and social, spiritual and materialistic and relates this worldly life to the Hereafter. This means that we need to practice Islam while we perform our business and economic activities. Muslims are encourage planning for their life and put efforts to achieve the goal setting then ask help from Allah. The final stage is tawakal for what the result and takes it as the destiny bestows by Allah.

Financial Planning is basically a discipline of wealth management that applies to the unique needs and concerns of respective individual. As a Muslim even though a person does not possesses any form of wealth, he still has to commit with financial planning process because either he would leaves debt or children to the trusted one. For starters, manage your expenses to save and invest 10% - 20% of your pre-tax income. Ideally this can be achieved by investing in your pension scheme with your employer. The sooner you start this habit, the less likely you will find yourself in financial difficulties later in life when it is harder to make up for lost time.

While creating your financial plan, plan for your death. Be prepared for your death, have your affairs in order, share with your family how your estate should be divided and write up a will. Death is inevitable, it is better to be prepared for it than not. As you begin to establish a career, family and network of friends, life will seem to run in a vicious cycle. This underscores the importance of managing your finances and your long-term goals.It is of utmost importance to master the techniques of building a strong financial foundation to become a wealthy Muslim inheriting Jannah and attaining peace of mind.

Discuss your finances with your spouse. Let them know if you are in debt and your net worth. This will show your trust in them and will also enable them to understand your stress. Both of you must be co-signers of your long-term plan and decision to become wealthy Muslims. Review and adjust your finances with your spouse regularly, discussing your options for investment and taking their opinions about investment. This will mitigate risk between the two of you and reduce the risk of impulsive investments, which can often be bankrupting. Unfortunately too many of us fail to achieve our required saving levels (this is the level that would be necessary to sustain ourselves if we stopped working).

Many Muslims enter a lifestyle of all work and no play which is detrimental to their health and wealth. The constant work routine keeps them locked into avoiding necessary decisions that need to be made to become wealthy Muslims. As you continue to implement your investment program, it's important to monitor your portfolio on an ongoing basis and ensure that you rebalance your portfolio as appropriate.

For more details on how to implement Islamic financial planning - visit Wealthy Muslims.

The #1 Wealth Mastery Program for Muslims and a leader in the "Do-It-Yourself" programs - we develop and publish practical guides for our customers. Our innovative eBooks, audio programs, DVDs, seminars, webinars and weekend courses allow for some of the most practical and enjoyable reading.

The #1 Wealth Mastery Program for Muslims - A Rock-solid method of investing in your future without worrying about Riba / interest. http://www.wealthymuslims.com

Article Source: http://EzineArticles.com/?expert=Muhammad_Aseem

Islamic Art - How Did it Begin?

Islamic Art that evolved the time followed the death of the Prophet (P.B.U.H.) was mostly depicted in the architectural manner. This form emerged in countries where ever Islam prevailed and personified the Muslim precepts in its motifs and themes. As the wings of Islam spread from Africa to Egypt and from Spain to Persia, it gained strength and substance. The origins lay in its rich and artistic Arabian heritage as different kinds of art were utilized to express the uniqueness of Islam without any form of pictorial depictions.

Islamic art was developed over time by a unique blend of various arts from the Byzantines, the Copts, the Romans, and the Persians. Therein lays the greatest asset of this art, its skill to fuse the native designs with imported ones to achieve a completely distinct end result. The one common factor in all kinds of Islamic art is the abstract embellishments and designs. Most utilized the curved and interlacing lines in bright and vibrant colors to enhance the various styles. The finest pieces of this art and architecture throughout the world are clearly distinguishable by the vivacious colors in floral designs.

The current form of such art is believed to have emerged during the rule of the Umayyad caliphate (661-750). Thereafter, many divergent periods of Islamic art and architecture transpired. Therefore, this art is most commonly classified according to the reigning empire when the art work was created. Most museums and art galleries have categorized their collections by the different Muslim dynasties including the Umayyad, Abbasid, Safavid, Ottoman and Mughal.

As Islam is a diverse religion that encompasses people of various ethnic backgrounds, the Islamic art is also much diversified to accommodate all ethnicities of its followers. It has the ability to unify various elements into a beautiful piece depicting the many facets of the artist. Islamic art avoids any form of human or animal representation in it. This is because of the Muslim belief that no one can replicate the work of Allah. Thus all such art is invariable found in the form of floral, geometric and abstract shapes and lines. Many good books are also available for those who are interested in learning more about its history and descent through time to its current version. World travelers notice the specific regional features of Islamic art varying from terrain to terrain to encompass that particular place's history into it.

Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stock a wide range of Islamic art, frames and other beautiful pieces to view online or in our stores in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

Article Source: http://EzineArticles.com/2970612

Sources of Islamic Law

Opening remarks

Islam is the complete code of life. It gives guidance in all walk of life. Under Islamic law the term law includes the moral law and legal enactments. According to Islam ultimate source of any authority is God alone.

Sources of Islamic law

1. Quran

Quran is the first and primary source of law. Quran is not a legal code in the modern sense. The legislative part of Quran is the model illustration for future legislation and does not constituted a legal code by itself.

Importance

As primary source of law Quran has vital importance. It lays down a way of life which regulates the relationship of man with man and his relationship with God. The law of inheritance, marriage, divorce, theft, adultery and provisions of war and peace are meant for regulating the ties of man with the fellow beings.

2. Sunnah

Second source of Islamic law is Sunnah. The Sunnah is closely linked with the Quran. It comprises of:

All words counsels of the Prophet (S.A.W.W)
Actions, words and daily practices of the hold prophet (S.A.W.W).
Silence implying a tacit approbation his part of any individual act committed by the disciplines.

Importance

Sunnah has great importance after the Quran. It describes the functions of the Holy Prophet (S.A.W.W) namely, announcing of the revelation before people, giving then guidance.

3. Ijma

Imja is an important source of law. It is the agreement of the Jurists among the followers of Muhammad (S.A.W.W) in a particular age on a particular question.

Basis of Ijma

Ijma may be based on
Quran
Sunnah
Analogy

Kinds of Ijma

Express
Tacit
Qawli
Sakuti

Importance

Ijma as a source of law has great importance. It helps in interpretation of laws according to the changing needs of times and new legislation can be made through its procees.

4. Qiyas

Qiyas is an extension of law from the original text to which the process is applied to a particular case by means of common Illat or effective cause, which cannot be ascertained merely by interpretation of the language of the text.

Kinds

Qiyas Jali
Qiyas Khafi

Importance

The function of Qiyas is to extend the law of the text to cases not falling within the purview of its terms and not to establish a new rule of law.

5. Opinions of Muslim Jurists

Opinions of Muslim jurists are also secondary source of Islamic law.

6. Nature of laws lays down

The Holly Quran is a code of conduct laying down the fundamental principles and not the detailed provisions so in case of ambiguity reference should be made to the sunnah.

7. Naska

Nask is also secondary source of Islamic laws. It is tent of Quran and tradition which have either been totally abrogated or there application limited or modified by the subsequent text.

8. Muslalah Mursala

Muslalah Mursala means when nothing becomes clear in law after giving reasons then the course which is to be adopted according to Islamic spirit for instance. Taxation for the defence of the country.

9. Ijtehad

Ijtehad is one of the dependent source of Islamic law. If a matter is not resolved expressly in Quran and sunnah and by way of ijma the jurist must not leave the matter unresolved rather he should strive hard to find out the solution under the light of Quran and sunnah.

10. Municipal laws:

Municipal laws of the state also source of Islamic law provided that these are not contrary to Islamic concepts. It includes

Customs
Judicial precedents
Legislation
Equality

11. Istehsan

Istehsan means preference of one over another considering the former good. When a rule of law deduced y analog is either in conflict with Ijma or is likely to causes inconvenience to its narrowness. The hanfis Jurists refuse to follow it and give preference to rule, which in his opinion would better advance the welfare of man and the interest of justice.

Kinds of istihsan

1. Istihsan-e-Qiyasi
2. Istihsan-e-Zarurat
3. Istihsan-e-Ijma

Importance of Istihsan

Islamic legal system is not a rigid one rather it is much flexible to be adopted according to the changing circumstances and needs of the society. The principle of Istehsan provides an opportunity to Muslim Jurists to interpret the law according to the spirit of and true intention if Islam.

12. Istidlal

Istidlal means inferring from a thing. It is the name for a distinct method of juristic ratiocination, not falling within the scope of interpretation or analogy.

Kinds of Istidlal

i. Expression of connection existing between two proposition.
ii. Isthab ul hal
iii. Authority of previous revealed law.

Importance of Istidlal

Istidlal as secondary source of law has importance in law making.

13. Taqlid

Taqlid negates the concept of Ijtihad and in fact it is just revels of it, Taqlid means to follow the opinion of learned. It is the discussion on the historical development of Islamic Jurisprudence.

Ending Remarks:

To conclude it can be said that the Quran is the basic and primary source of Islamic jurisprudence and laws. The basic sources of Islamic laws are Quran and sunnah. Their authority is unchanged in all the times. Qiyas and Ijma are considered to be an authoritative source of law being subservient to the Quran and sunnah. All the sources have importance in Islamic jurisprudence and law making.

For more visit [http://www.wiki-engine.com]

I am committed to provide original & authentic contents to my readers.

Article Source: http://EzineArticles.com/?expert=Waqas_Mehboob

What is a True Islamic Marriage?

Islamic marriage is governed by the law. Religious law to be precise. In Islam, everything that revolves around you will have religious implications and thesis no exception to marriage. The prophet of Islam gave his 'sunnah' to his followers to respect and value marriage. In other words, he recommended all singles to marry so that they can fulfill all that pertains to marriage. In Islam, celibacy is not recommended. Allah commands all unmarried singles to marry. Marriage is therefore designed in a devine way and, it is a contract between the couple. For an Islamic marriage to be recognized, the following requirements need to be met accurately. First, there must be a proposal for marriage which is clear. This is mainly done by men. The other thing is that, there must be an acceptance of that proposal. A girl has the right to accept or decline marriage. Two witnesses who are competent are necessary. This will ensure that that couples fulfills all the requirements of marriage in Islam. Marriage is a communal affair and, should be widely publicized.

This is to announce to everybody that there is a significant union taking place. The bridegroom must have a little gift for the bride. This shows joy and appreciation for their presence in his life. It is meant to make the girl feel special in the auspicious occasion. This marriage gift is commonly known as dowry. It serves many purposes including showing the capability to fulfill his economic requirements for his new family. Since Muslim girls are usually covered, the prophet allows the man to see the women he intends to marry. This is necessary to establish that connection. A man in Islam is allowed to have up to 4 wives. It is not an obligation but a provision. Since marriage and religion are so close together, girls have been prepared to serve the role of wife, through the holy teachings.

However, a prospective husband should not be alone with a woman who is not her wife. A lot of emphasis is placed on this and, it is vital to know the fundamentals of an Islamic marriage if you want everything to go well. Marriage to the following people in Islam has been prohibited. A father's wife, a mother, daughter, a niece, a nephew and others. This is meant to strengthen relationships and ensure there is respect for Allah and the people. In Islam, it is perfectly alright to marry women from other religions who are chaste. They include Jews and Christians. However, a Muslim woman will not be allowed to marry a non Muslim man. When a Muslim man wants to marry more than one wife, there are many restrictions. They must be in a position to sustain a large family, the other wives must consent and other things. For this reason, many men in Islam choose to have one wife. Islamic marriage has been viewed to be simple and practical. The rational laws have ensured strong bonds in Muslim marital relations throughout the ages.

Francis K. Githinji Is An Online Dating Expert. His Latest Project Islamic Marriage [http://www.tomydate.com/countrydating657.php?country=United+States&id=1] Shows How The Power Of Online Dating Can Be Harnessed Internationally and With Great Success, Or You Could Post Your Valued Comments On His Blog At Islamic Marriage [http://www.tomydate.com/blog/?p=3076]

Article Source: http://EzineArticles.com/?expert=Francis_K_Githinji

Why Islamic Shops Make Finding Halal Food Easy

Religiously permissible food can be a little hard to find particularly in countries where the primary faith is different from yours. Whether it is Jewish Kosher food in Japan, Vegetarian Hindu food in Italy or Muslim Halal food in the United Kingdom, finding particular types of food can at times prove to be quite difficult and frustrating for the user. Due to this reason, many an Islamic shop has started carrying Halal food products for the ease of their customer base.

Initially the concept of an Islamic shop was launched to cater to the clothing needs of the expat Muslims, but lately the grocery and other ready to eat food products have gained popularity at various Islamic shops globally. Although there are huge chain grocery stores conveniently located in each and every area of the UK, Muslims opt to travel a bit farther to stock up their kitchens as numerous food items available elsewhere contain ingredients not permissible for consumption in Islam. These ingredients include animal fats, gelatin, pork products and alcohol contents, which are all forbidden in Islam.

Food items available in an Islamic shop are from manufacturers that use only authentic Halal ingredients. These include gelatin free items or gelatin made from Zabiha animals, Lard free items as well as food products free from any alcohol content. Ranging from ready to eat cookies, candies, and variety of cheese made from goat and cow milk to unprocessed food ingredients, all contents in an Islamic shop of food are 100% Halal and permissible for consumption by a Muslim.

Another features article of an Islamic shop is Zabiha meat. This simply means that the sacrificed animal, whether a sheep, a cow, a goat, a camel or a chicken are slaughtered in the way specified by Allah in the Quran and Sunnah. For a Muslim, it is unacceptable to eat meat that comes from an animal that was electrocuted or killed in any way other than what is stated by Allah. This type of meat is known as Zabiha and is not available in regular grocery stores and food marts. A food Islamic shop carries this kind of meat for its Muslim clientele and makes it easy for people living in non Muslim countries to consume only approved and authenticated Muslim food.

Other food items available in these stores include organic vegetables and fruits, eggs and dairy products, canned foods, bakery items as well as all other spices and herbs necessary for cooking a scrumptious meal. Muslim men and women living particularly in the UK, European Union and United states really benefit from the ease and accessibility of these Islamic stores located within their reach.

Sohail Khan works for Islamic Impressions, which started as a traditional Islamic shop specialising in retail and wholesale products for the Islamic market, now with branches in London, Birmingham, Denmark and Trinidad.

Article Source: http://EzineArticles.com/?expert=Sohail_Khan

How Do Islamic Banks Make Money?

A young man makes his career choice and decides to become a successful banker, just like his father. He wants to prepare for the role and asks his father "What must I do to become a successful banker, just like you?" "Son," says the father, "You must follow these three simple rules: first, don't lend money to those who don't have any; second, don't lend money to those who need it badly; and third, the most important, don't lend your own money." Sound advice in these troubled times. It is a shame that many of today's bankers either never received this sound advice, or ignored it!

In a previous article I presented the argument that Islamic banking institutions were weathering the present financial crisis comparatively well as they were, or certainly should be, insulated from the disasters in the interbank market and the mess in the derivatives markets. A number of readers raised the logical question of how Islamic banks manage to stay in business without charging interest.

To recap, one of the basic principles of Islamic banking is the prohibition of riba (usury or interest). Up until the 1980s riba was generally interpreted to only apply to usury but it is now accepted practice to refer to all interest. Other principles are based on simple morality and common sense, which are by no means unique to Islam. For example, usury was also prohibited by the Old as well as the New Testament. Even literary heavyweights such as Shakespeare weighed in against the practice.

Islamic banking is also by no means a recent phenomenon. The basic practices can be traced back to the early parts of the seventh century. Some experts even claim that many of the concepts and techniques so familiar to us today were later adopted by European bankers. Its fairly recent reemergence coincided with rising oil prices in the mid 1970s thus providing parts of the Muslim world with significant financial resources. The other crucial element was the accompanying search for ethical values in managing their financial affairs, something many of the traditionally western financial organisations could not provide. As this is a trend not only applicable to the Muslim world, the emerging Islamic banks are increasingly being accepted by non-Muslims who do not wish to invest in, or even deposit their savings with companies engaged in unethical and socially harmful activities, such as dealing in alcohol, gambling, pornography and tobacco.

The Islamic economic system is concerned with social justice to ensure that none of the parties involved in a transaction is being exploited without at the same time inhibiting individual enterprise. Extended to the Islamic financial system, this means that the funds individuals and/or companies put at risk share the profits or losses resulting from the enterprise. This concept of sharing the delights or pain of the outcome of business is a progressive one. To paraphrase Charles Darwin "It is not the strongest financial system that survives, nor the most intelligent. It is the one that is most adaptable to change." Islamic banking encourages better resources management, in particular as outright speculation is not permitted by Shariah, ie Islamic law. The participants are keeping pace with sophisticated techniques and have developed products that are not only ethically motivated but also profitable.

Islamic financial solutions generally have Arabic names thus intimidating many potential buyers into saying it is all too complicated. At their core, most of these products are essentially the same as their conventional equivalents. The main differences are the absence of interest and often complicated procedures to ensure compliance with Shariah law.

For example, in Islamic housing finance the risks involved are shared between the bank and the borrower, rather than transferring all the risk to the latter. The most commonly used contract is the diminishing musharaka (partnership) contract. In this case the bank and the borrower form a partnership, with the bank providing up to 95 percent of the purchase price, and the borrower 5 percent.

The borrower buys out the ownership share of the bank which makes its profit from the rent paid by the client for the share the bank owns. This happens over a period of, usually, 15 to 30 years.

Should the borrower default on a rental or principal repayment, the bank may advance the borrower an interest-free loan to enable him to continue their payments in anticipation that he will pay in full when he is able to. The good news is that during this period of distress, the borrower retains his home rather than face eviction.

Having said this, Islamic banks still appraise credit risk, and indeed are more cautious about who they finance than conventional banks.

Ruediger Prenzlin is the CFO of HK Islamic Index Limited, Hong Kong's first equity index to feature an Islamic compliant portfolio of companies. He can be contacted on cfo@hkislamicindex.com. For further information, please visit http://www.arabcci.org and click on the link to the HK Islamic Index.

Article Source: http://EzineArticles.com/?expert=Ruediger_Prenzlin

Monopoly - An Islamic View

Public prosecutors from 20 states, the District of Columbia and the United States Department of Justice, demanding Microsoft Corp. for allegedly violating anti-trust regulations. The Justice Department claims Microsoft is not fair to force consumers to use software products, especially Internet Explorer Web browser through the Windows operating system, which has prevented the occurrence of healthy competition. The U.S. government has accused Microsoft of monopolistic practices have been done.

Cases mentioned above, is not the center of our attention in this article. Our focus is whether the practice of monopoly or cartel also is a business model that is forbidden in Islamic perspective.

Islamic Perspective
There are so many in the Islamic literature relating to monopolies, and nearly all agree that monopolistic practices are strictly prohibited. The same applies to all forms of monopolistic competition (price, goods, etc).

All interviewees stated that the monopoly in all kinds of community needs is prohibited. Reasons for such restrictions, the monopoly will have enormous power to raise prices and control the supply of goods at will, and in the end, will torment the people.

Proof in The Koran
Monopoly (ihtikar) comes from the word hakr, which means collecting and controlling goods. Ihtikar used by scholars of Islamic jurisprudence to assert the privilege to collect and control of goods in an effort to anticipate the need for price increases. In other words, means the process of monopolizing ihtikar products to result in price increases.

Koran does not mention about ihtikar. Koran only show about hoarding gold and silver. However, in the hadith the Prophet Muhammad is mentioned that a lot of muhtakir (monopolist) is a sinner.

Monopoly and Spirit of Islam
In an article a consultant in the Islamic sharia Banker Magazine said that the spirit of Islam is opposed to monopolistic practices and the terms of any condition.

Dr. Zaki Badawi also argued that the same thing applies to the banking system and the efforts of others. Monopoly in the banking system as an example, the monopolist will provide the financial strength and commercial practices in the community. The spirit of Islam to realize that the monopoly will give the right of undue authority to a few groups will also affect the inefficiency.

However, sometimes there are events / circumstances in which some Muslim groups to monopolistic practices. For example, the Islamic banking system in some Muslim countries, has operated a national monopoly with state protection.

Such cases occur in Malaysia Islamic Bank Bhd, conducted by the state monopoly when founded in 1983, until then the government of Malaysia introduced the banks of two systems in 1993, which allows conventional banks to open bank services without proper Islamic bank interest.

Although there are many opposing views, especially those related to monopolistic practices recently, most experts argued that monopolistic practices in all its forms in the field of trade, politics financial and contrary to Islamic principles.

Passing through Thin Line
The question that arises is can the Muslim men participating in the activities of the company or investing in businesses involved in monopolistic practices that are not against the law and illegal activity?

According definition significant monopoly on supply groupings and one player to exploit consumers and workers, many experts tend to state monopoly as opposing the practice of law in Islam.

However, experts have argued subjectively. According one hadith says that, ihtikar only items related to household needs and motivation to store items that can trigger or anticipate rising prices of goods in the market.

Current monopoly, as practice generally conducted by some companies not only control the supply to affect prices, but also to maintain the business, the government's desire and market penetration (by making significant price declines). Currently, more harmful monopolistic rival firms in the same industry than adverse consumer.

Return to the Microsoft case, several institutions of Islamic funds have been canceled from the list of Microsoft stock sharia. However, monopolistic practices more acceptable than that based on the practices of interest.

I am expert on Islamic Economics, visit my analyze on http://ie-research.blogspot.com

Article Source: http://EzineArticles.com/?expert=Mohammad_Showwam_Azmy